Find the recurring charges hiding in your bank statement

It reads every transaction in the PDF you upload, groups charges from the same merchant, and looks at the gap between them. When charges repeat on a weekly, monthly or yearly cycle, the merchant is listed with its observed cadence, the cost per charge, the monthly equivalent and what that adds up to per year. Every row carries a confidence label so you can see how sure we are.

Sometimes. A single charge from a merchant we know bills on a cycle — a streaming service, for example — is listed as possible, with a lower confidence label. Uploading two or more months of statements gives the finder actual repeat dates to work from.

Not by us. Your PDF is processed in server memory, its pages are sent to our AI providers (OpenAI, and Anthropic when a page needs a second reading) to read the transactions, and the file is then discarded. Nothing from the statement is written to our disk, database, analytics or session recordings. The providers do not train on it and may keep request logs for up to 30 days to detect abuse; the privacy page has the details. The only data we keep is your account's plan and monthly page usage, tied to your email.

It reads the transactions directly from the PDF rather than relying on bank-specific templates, so it works with statements from large and small banks alike, including credit-card statements. You preview the result before anything is downloaded.

Free: convert up to 5 statement pages a month, preview every transaction, and, once you sign in free, see the full subscription list and download the statement as Excel, CSV, JSON or XML. Paid plans add a higher monthly page allowance, statements longer than 5 pages, up to 12 statements in one upload, and the subscription report export. Plans start at $7.99 a month.

Excel (.xlsx), CSV, JSON and XML for the full statement, plus a subscription report. The CSV is a standard date, description, amount and balance layout that imports into accounting tools such as QuickBooks or Xero; there is no direct integration with those tools.

No. It reads a statement and reports what recurs and what it costs. It never connects to your bank, never logs in anywhere on your behalf, and never acts on a charge.

No. You use it from the browser; the statement is parsed on our servers, in memory, and the result is shown to you on the page.

Transactions are read by AI, which can make mistakes, so each result is checked against the balances and totals printed on the statement, where it has any, and tells you whether they matched. You preview every transaction before you download.